A Comprehensive Annual Snapshot of Pennsylvania’s Workers’ Compensation System:
The Pennsylvania State Activity Reports provide a high-level view of the workers’ compensation data underlying each annual Pennsylvania loss cost filing. Drawing from premium, payroll, claims, medical, and indemnity data, the reports offer regulators and system stakeholders a consolidated, data-driven assessment of market conditions, filing components, and operational activity across the workers’ compensation system. Together, these insights support transparency, regulatory review, and informed decision-making grounded in objective statewide experience.
–8.67%
Overall loss cost indication for 2024, reflecting continued downward pressure on system costs driven by favorable indemnity and medical experience.
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DownloadWhat’s in the report
- Systemwide performance remains favorable. Both indemnity and medical loss components contributed to the –8.67% overall indication, reinforcing long-term cost moderation trends.
- Premium growth reflects payroll expansion. Written workers’ compensation premium increased 5.2% in 2023, outpacing the loss cost level change and signaling underlying wage and employment growth.
- Market concentration is stable. Private carriers continue to write the vast majority of Pennsylvania workers’ compensation premium, with a diversified distribution among leading carrier groups.